Trying to Become an Insurance Adjuster?

Here is How You Can Become an Insurance Adjuster

There are two main ways people new to the claims industry can get started as an adjuster. We’ll show you roadmaps and career guide for both on this page.

Independent Adjuster

Pros and Cons of Being an
Independent Adjuster

Pros

  • You own your own business
  • You are 1099 contractor (occasionally W-2)
  • You work for multiple companies
  • You can work catastrophic or daily claims
  • Auto, property, and desk work opportunities
  • You can easily change from one type of work to another

Cons

  • You must build your business
  • You are a “rented” adjuster
  • Can be inconsistent income
  • You are responsible for taxes/expenses
  • Can be weather dependent

Insurance Company Adjuster

Pros and Cons of Being a
Company Adjuster

Pros

  • Consistent pay (w2 employee)
  • Benefits
  • You work for one company
  • Consistent work & hours
  • Lots of career options
  • Always a demand for adjusters

Cons

  • You work for a company
  • Corporate red tape
  • Clock in/clock out mindset
  • Must work years for promotions

How to Become an Independent Adjuster

Below is the roadmap of how to become an independent insurance adjuster, step by step.
 Phase 1: Make Your Business
  • Start Auto Training
  • Get an Adjuster License
  • Obtain Your EIN
  • Apply for an LLC (or S-Corp)
  • Open a Bank Account
  • Get Proper Insurance
  • Complete Your Auto Training
  • MILESTONE: OPEN FOR BUSINESS!
PHASE 2: Market Your Business
  • Take auto software training
  • Prepare your resume
  • Set up a LinkedIn profile
  • Get on photo rosters
  • Find and join 13 rosters
  • Purchase estimating software
  • MILESTONE: FIRST DAILY CLAIM!
Phase 3: Manage Your Business
  • Hail and flood auto training
  • More adjuster licenses
  • State Farm certification and rosters
  • Ten more catastrophic IA firm rosters
  • $2,000 minimum storm fund
  • Cat deployment bag
  • MILESTONE: FIRST DEPLOYMENT!

How to Become an Insurance Company Adjuster

Below is the roadmap of how to become an insurance company adjuster, step by step.
Phase 1: Preparing
  • Complete Education
  • Take Adjuster Training
  • Get Adjuster License
  • MILESTONE: LICENSED!
  • Update Your Resume
  • Set Up LinkedIn & Indeed
  • MILESTONE: READY TO APPLY!
PHASE 2: Interviewing
  • Research Company
  • Get Mentally Prepared
  • Prepare Handshake & Dress
  • Perform an Amazing Interview
  • Follow Up to Land the Job
  • MILESTONE: HIRED!
Phase 3: Thriving
  • Learn the Job
  • Meet & Exceed Expectations
  • Improve Your Communication
  • Continue Your Education
  • Position Yourself for Promotion
  • MILESTONE: GET PROMOTED!

How to Start Your Adjusting Career

We at IA Path LOVE to help new adjusters figure out how to enter the industry. Depending where you are at in your journey we offer different ways to help you take the next steps easier.

Mentorships

Independent Adjuster's Path Mentorship Program

This year-long mentorship program guides you, the new independent adjuster, into building your own business and helps you get started working claims in as little as 90 days. We continue to support you for the entire 12 months to make sure they can get all their questions answered. We provide training and certifications to get the experience requirements waived with over 25 hiring companies across the nation.

Insurance Company Adjuster's Path Mentorship Program

This year-long mentorship guides you the aspiring company adjuster, into getting hired by an insurance company in as little as 90 days. We continue to support you for the entire 12 months to make sure you can get all your questions answered. We provide training and certifications to help you become a qualified job candidate even if you don’t have experience in claims or a college degree.

Have Questions?

Set up a phone call to talk with one of us to ask questions about the industry and find out if our mentorship programs are right for you.

Books

Independent Adjuster's Playbook

Independent Adjuster's Playbook

This book walks your through all the steps on the Independent Adjuster’s Path. It was mapped out after interviewing dozens of successful independent adjusters.

Insurance Company Adjuster's Playbook

This book walks you through all the steps on the Insurance Company Adjuster’s Path. It was mapped out after interviewing hiring managers and recruiters for insurance companies.