How Hail Forms, Where It Falls, and the Best Adjuster Licenses to Get for Hail Deployments

It is hail season and many independent adjusters are excited about the opportunity to work hail claims, but few of us actually understand hail or which adjuster llcenses to get for hail.

This week we dive deep into hail. Max Olson, IA Path’s weather correspondent gives us a talk about how hail forms and where it typically falls.

The second part of the episode is a presentation from IA Path’s Hail Season Orientation from back in March. In it I discuss what the best adjuster llcenses to get for hail are so you can have the best chance to be deployed to a hailstorm, even if you are on a budget.

Check out the videos associated with the audio by scrolling down.

Hail Adjuster's Playbook Mock Up 2



You can find the Hail Adjuster’s Playbook at Amazon by clicking HERE or by heading over to





Check out these other posts on hail to learn more,

How to Get More Deployments Without Breaking the Bank on the Catastrophic Claims Adjuster Licenses

IA 116 – Hail Season Introduction

Hail Season Orientation

How to Estimate Auto Hail Damage With a PDR Matrix

How to Add Hail Damage to CCC One

Podcast Sponsor

ACD –If you are an IA looking for more work, if you are wanting to diversify where your claims are coming from, and expand what type of claims you are working then you should check out ACD. Email them to join their network by clicking HERE


Best Adjuster Licenses to Get for Hail

1. Resident State License or Indiana License

The first license you should get is your resident state license. This is the license of the state where you “reside” or live. If you live in a state that doesn’t require an adjusters license, I recommend that you obtain an Indiana adjuster’s license. For years Texas was the preferred license, but the Indiana license is issued in 3 days verses waiting 2 months for Texas.

2. Texas

We know that everything is bigger in Texas, and the hail storms and losses are no exception. Texas frequently has large hail storms in highly populated areas like Dallas, San Antonio, Houston, and Austin. Also, smaller cities like Abilene and Amarillo get storms as well. 3 out of 5 years I have spent my first major deployment in Dallas.

3. Oklahoma

Oklahoma City and Dallas are not far away from each other. It’s more likely that OKC will get a storm than it will not. Also, Tulsa is in play for hail storms. As a side note, OK has a lot of tornadoes, even if you don’t get deployed for a hail storm you may have a chance to be deployed for a tornado.

4. Minnesota

I have never personally worked in Minnesota, but the numbers don’t lie, there is a lot of claims and population in the twin cities of St. Paul and Minneapolis. I was torn on this one, but I can’t argue with the numbers.

5. Georgia

With the high population of Atlanta there is usually at least one deployment each year in the Georgia region, usually early in the year.

6. Kentucky

In case your resident state license is one of the above states I felt compelled to complete a list of 5 licenses by adding an optional sixth. Every other year Louisville Kentucky gets a big deployment for hail.

You may be thinking, “Chris there is states with more hail than Kentucky or Georgia….?”

Yes, you are right, but most of the hail states do not require you to have an adjuster’s license. Below is a list of hail prone states you have in your licensing arsenal FOR FREE!

Hail states that don’t require a license

1. Colorado – this is the most hailed on place in the world!

2. Nebraska

3. Kansas

4. Missouri

5. Iowa

6. North Dakota

This image was originally used during episode 32 of the Independent Adjuster Podcast.

Chris Stanley
Author: Chris Stanley

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