Most people want to know how to become an insurance adjuster with no experience, but the truth is, most never make it in the industry, not because they’re unqualified, but because they’re unknown.

When I started my adjusting career, I had something most people don’t, a mentor.

My father-in-law taught me how to do the job, introduced me to the right people, and helped me land my first claims. At the time, I didn’t realize how rare that was.

But as friends started asking how they could break into the industry, I quickly saw the problem. No matter how much I promised to train them or vouched for them personally, the companies I worked with wouldn’t give them a chance. Their lack of experience was a locked door, and I didn’t have the key. Yet.

That frustration led to the creation of IA Path. I built it to do for others what my father-in-law had done for me: train them to be job-ready, introduce them to real opportunities, and mentor them every step of the way. Over time, this became known as the EXP Free Career Path™ because it removes the number one obstacle new adjusters face.

This isn’t just training. It’s a full system to take someone from knowing nothing to getting real work without needing experience.

Why “Experience Required” Is the Industry’s Biggest Lie

New adjusters and appraisers are often told to start by getting their adjuster’s license. And they do. They study the laws, pass the test, and feel like they’re finally on the path.

But here’s what nobody tells them: having a license doesn’t mean you know how to do the job.

It’s like getting a real estate license and thinking that makes you a good agent. You might be legally allowed to do the work, but you still don’t know how to actually do it.

Most people enter the industry excited. They invest time and money into getting licensed. Then they start applying for work and hear the same thing over and over:

“You don’t have enough experience.”

Most firms want 2 to 5 years of experience before they’ll let you touch a file. They’re trying to protect their reputation with the insurance carriers. If they send someone unprepared, they risk the relationship.

So now the new adjuster is stuck.

They’re told to come back with experience. But no one gives them the chance to get it. Or worse, they’re told to wait for a big catastrophe event. When firms get desperate, they’ll take anyone even someone with no training and throw them into the hardest environment possible.

The result? Less than 25% of those adjusters ever work again. Many don’t even make a dollar before they’re sent home.

It’s a broken system. Not because people can’t do the job, but because the path to proving it is unclear and full of traps.

How the EXP Free Career Path™ Turns Newcomers into Certified Pros

Handling auto claims doesn’t require a PhD. But it does require hands-on skill and some real preparation. Most people just need someone to give them a real chance.

That’s what the EXP Free Career Path™ does.

This isn’t some quick online course or pay-to-play certification. It’s real training, a real proving ground, and real mentorship built to take everyday people and get them ready for real claims work.

Here’s how it works:

Stage 1: Core Competency (Training)
Over 40 hours of real instruction teaches students how to inspect vehicles, understand repairs, and write estimates using the same software, CCC One, the industry uses so the IA’s earn the IA Path Auto Damage & CCC One Certification.

Stage 2: Proof of Skill (Certification)
Each student writes 5 to 7 sample claims that have to meet industry standards. Our instructors review and QC every file before certification.

Step 3: Firm Introductions (Placement)
Upon completing their certification, graduates are introduced to 50+ IA Firms. This helps the new IA go from being unknown to known and trusted.

Step 3: Ongoing Support (Mentorship)
Graduates don’t do it alone. We support their estimating behind the scenes and offer help when needed so their first real claims go smoothly and professionally.

The result is simple. These adjusters are no longer unknowns. They’re known. They’ve proven they can do the work and have the backing to keep it clean and sharp.

The 7 Steps to Become an Insurance Adjuster With No Experience

The EXP Free Career Path™ is a step-by-step plan to go from “no experience” to “getting paid to work claims.”

If you’re trying to figure out how to become an insurance adjuster with no experience, these are the seven steps to follow.

1. Get Licensed
You need a license to legally handle claims (if your state requires it). We help students understand and navigate that quickly.

2. Get Trained
This is where most new adjusters stall. Our 40+ hours of auto damage training focuses on real claims, real software, and real inspection methods.

3. Set Up Your Business
As an independent adjuster, you’re a business owner. We help you get that part set up right from the start.

4. Get Certified
We don’t just hand out certificates. Our students prove they can do the job before we recommend them to firms.

5. Build Your Resume
You’ve done the work and now you need to communicate it clearly. We guide students through a simple but effective adjuster resume.

6. Get On Approved Rosters
We help students connect with IA firms and get approved, so they’re in position to receive work.

7. Land Your First Claim
Once you’re in the system and supported, the work starts. This is when the path turns into a paycheck.

Every step stacks on the last, and we stay involved until work is in your hands.

Why Traditional Training Fails (and the EXP Free Path Doesn’t)

Most people treat becoming an adjuster like school. You pass the test, hope for a job. But that doesn’t work here.

Here’s why:

1. Licensing ≠ job skills
Getting licensed is like getting a learner’s permit. It doesn’t mean you know how to drive.

2. Bootcamps are all cram, no support
People forget 75% of what they learn if they don’t apply it quickly. And most don’t get work for months after training.

3. No mentorship = no follow-through
Most programs leave you hanging. That’s where we’re different.

At IA Path, you don’t just learn. You do. You get trained, certified, and supported until you land your first claim.

And we offer a work guarantee. No more “good luck” at the end of training.

What Happens When You Become an Insurance Adjuster With No Experience?

Let’s keep it real. The EXP Free Career Path™ works fast if you follow the steps.

We’ve seen people learn how to become an insurance adjuster with no experience and land work in under 60 days.

• Fastest time to work? 13 days
• Typical time to certification? 30 days
• Typical time to work after certification? Another 30 days
• Complete start-to-work timeline? About 60 days

Advanced certifications can take another 30 to 60 days but unlock better claim types and bigger checks.

Plenty of our students make six figures their first year. But the ones who do all share one thing — they treat this like a business. They reach out to firms. They follow up. They treat firms like leads.

Hear this interview on the Independent Adjuster Podcast where I talked with a graduate about how he broke out in a crowded market without any prior experience as an adjuster.

And the beauty of this career? You don’t have to quit your job to start. Claims happen every day. You can pick up one here, one there. Nights and weekends.

It’s flexible, scalable, and smart.

Why Now Is the Best Time to Bet on This Career Path

AI is changing everything. And the insurance industry isn’t immune.

But here’s the truth: AI probably won’t take your job. Someone using AI might. That’s the difference.

Adjusters who learn how to use AI as a tool — not fear it — are the ones who will keep working. And right now, we’re seeing just how needed human adjusters still are.

As artificial intelligence reshapes industries, one thing becomes more obvious: people still need people.

Fake photos and videos are everywhere. Insurance carriers know it. They need someone who can put real eyes on real damage and confirm what’s true.

Your job might look different two years from now. But it will still exist. Adjusters who know how to inspect, verify, and communicate will always be valuable.

The EXP Free Career Path™ prepares you for that — not just for now, but for what’s coming next.

Ready to Start?

The path is here. The risk is low. The support is real.

If you’re ready to learn how to become an insurance adjuster with no experience, this is your next move.

Take the quiz to find out if the EXP Free Career Path™ is right for you.
Or schedule a call and let’s talk about how you can get started.